Protect your investment with coverage that bridges the GAP.

In the event your vehicle is deemed a total loss due to an accident or theft, your auto insurance policy usually covers the fair market value or actual cash value of the vehicle. The amount you owe your lender or lease company may be more than your insurance settlement. This difference, or GAP, could cost you thousands of dollars.

GAP covers the difference and more!

  • Protects new, used and leased vehicles
  • Protects vehicles valued up to $100,000
  • Covers your insurance deductible up to $1,000*
  • Can pay up to two delinquent payments
  • Waives losses up to $50,000

Protect your investment and savings.

Help eliminate your responsibility for any GAP deficiency by purchasing guaranteed auto protection. GAP waives the difference between your primary insurance settlement and the outstanding balance of your vehicle on the date of loss.***

Programs may vary by dealer/lender/state.

*Insurance deductible coverage is not available in Arkansas and Illinois.

**Actual cash value of vehicle.

***Please refer to your GAP waiver/certificate for details of the terms and conditions of this coverage.

Examples of how GAP works

GAP Protection

Loan Amount$25,000


Loss Date24 Mos.

Insurance Settlement**$13,000

Loan/Lease Pay-off$16,000

GAP Deficiency$3,000

Insurance Deductible*$1,000

Potential Out of Pocket Liability$4,000

Guaranteed Auto Protection (GAP) Payment to Lender/Lessor$4,000

GAP Benefit$4,000

Please speak with our trade advisor for more information.